Saturday, September 10, 2011
Friday, March 11, 2011
Auto Accidents and choosing the right auto body shops
Auto Accidents and choosing the right auto body shops
Most people have had to make a visit, some time of their fault of their own to their own local auto body shop. Modern technologies let badly dented cars roll out of auto body shops looking brand new. it,s important that you know your right s when ever you become involved into an auto accident . remember to get as many witness as you can. if the other driver denies fault ,these independent witness report will be your support .
Texas law allows you to choose what auto body shop you would like your car fixed at .take some time and do through research so that your car will be returned to your in prime condition . law also requires your insurance company to pay for parts of quality to be used in repairing the vehicle . they may not force your auto body shop to use inferior parts. however this also means you may not have them replaced with superior parts (ie : performance accessories ) when you have added aftermark stereo equipment , it is not covered by basic insurance .you could ask your insurance company for additional coverage for these items.
if you aren’t at the other driver’s insurance company should cover you intire expenses ,including repairs of your vehicle while your is being fixed, lost weges, and possible heath care bills, up to the policy limits. in 2011 the current minimum liability limits have increased to $30,000 for each injured person ,up to a total of $60,000 per accident .and $25,000 for property damage per accident . Remember, these are minimums ,if you are in fault in an accident and the costs go over these minimums, you may be used . it may be good idea to purchase more then the minimums. law in texas state that the other driver insurance company might not postpone its payment. if you feel this is the case, file a complaint with the Texas department of insurance.
Most people have had to make a visit, some time of their fault of their own to their own local auto body shop. Modern technologies let badly dented cars roll out of auto body shops looking brand new. it,s important that you know your right s when ever you become involved into an auto accident . remember to get as many witness as you can. if the other driver denies fault ,these independent witness report will be your support .
Texas law allows you to choose what auto body shop you would like your car fixed at .take some time and do through research so that your car will be returned to your in prime condition . law also requires your insurance company to pay for parts of quality to be used in repairing the vehicle . they may not force your auto body shop to use inferior parts. however this also means you may not have them replaced with superior parts (ie : performance accessories ) when you have added aftermark stereo equipment , it is not covered by basic insurance .you could ask your insurance company for additional coverage for these items.
if you aren’t at the other driver’s insurance company should cover you intire expenses ,including repairs of your vehicle while your is being fixed, lost weges, and possible heath care bills, up to the policy limits. in 2011 the current minimum liability limits have increased to $30,000 for each injured person ,up to a total of $60,000 per accident .and $25,000 for property damage per accident . Remember, these are minimums ,if you are in fault in an accident and the costs go over these minimums, you may be used . it may be good idea to purchase more then the minimums. law in texas state that the other driver insurance company might not postpone its payment. if you feel this is the case, file a complaint with the Texas department of insurance.
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